The release had some interesting facts. More people are now moving towards using the ATM for their banking needs. According to a 2006 survey by Banknet India, 95% people now prefer this modern channel to traditional mode of banking. Almost 60% people use an ATM at least once a week. Increased ATM usage is also helped by the fact that customers have now the flexibility of using ATMs of other banks
Number of ATMs installed in the country grew by almost 20%, from 17,642 last year, to more than 21,000 by March 2006. Wide acceptance of ATMs by consumers, introduction of biometric ATMs, and various value-added ATM services will maintain growth in the industry
ATMs are not only cash dispensing machines anymore. Customers use ATMs to recharge their mobile phone pre-paid connections, pay their utility bills. There was a story on The Hindu about Reliance Money to install reliance money's web-enabled retail kiosks at Barista's outlets across the country. This will enable customers to complete their financial transactions using those kiosks.
And now Indian Railway will start using ATMs to issue tickets for long distance travel. Business Standard has reported that ATMs at railway stations will provide long-distance railway tickets, sparing bank account holders to wait in queues at counters.
Bank of India, Canara Bank, Punjab National Bank, Dena Bank, Union Bank of India and Bank of Baroda have entered into an agreement with the railways to provide this facility in their dual-purpose ATMs that will be installed in selected railway stations across the country.
More than 1,000 such ATMs are proposed to be installed in railway stations. So now next time when you see an ATM at the railway station, check out if you can buy a ticket or not. You might save some time instead of standing in the queue.
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